Committed to Your Peace of Mind

We specialize in helping individuals and families find the right life, health, and especially Medicare insurance solutions. Whether you're turning 65, already enrolled, or planning ahead, our mission is to simplify your insurance decisions and ensure you're fully protected—now and in the future.

WHO WE ARE

About Us

At Illuminate Financial Group, we believe choosing the right insurance isn’t just a transaction—it’s a turning point. That’s why we take a personal, education-first approach to helping our clients, especially those approaching Medicare eligibility.

Whether you're turning 65 and feeling overwhelmed by Medicare choices, or you're looking to update your life or health insurance coverage, we’re here to walk you through it—step by step, at your pace.

With years of experience, our team knows that no two people have the same healthcare needs or financial goals. We take the time to listen, explain your options in plain language, and recommend only what’s right for you.

We don’t just sell insurance. We build relationships based on trust, respect, and ongoing support—so you feel confident now and covered for the future.

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WHAT WE OFFER

Explore all of our Services

Attend a Free Medicare 101 Seminar

Are you or a loved one turning 65? Join us for a local Medicare seminar where we break down:

What Medicare covers (and what it doesn’t)

When and how to enroll

The difference between Medicare Advantage, Medigap & Prescription Drug Plans

Tips to avoid penalties and unexpected costs

These events are FREE, educational, and open to the public. No sales, just information.

View upcoming seminar datesReserve your seat today

Medicare Options, Explained Clearly

In addition to our seminars, we offer one-on-one consultations to help you compare and choose the right coverage:

Original Medicare (Parts A & B)Medicare

Advantage Plans (Part C)

Prescription Drug Plans (Part D)

Medigap (Medicare Supplement Plans)

Whether you're newly eligible or reviewing your plan, we’ll guide you step by step.

Beyond Medicare: Full Protection for Every Stage of Life

Health Insurance

Customized plans for individuals and families.

Life Insurance

Protect what matters most with term or whole life coverage—tailored to your goals and budget.

Trusted by many people

They not only found the perfect coverage for my business but also saved amount of money.

MICHAEL

The team's industry expertise and commitment to our success are truly impressive.

JENNIFER

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FAQS

When should I start planning for Medicare?

We recommend you start exploring your Medicare options 3 to 6 months before you turn 65. This gives you enough time to learn, compare plans, and avoid penalties or gaps in coverage.

What is the difference between Original Medicare and Medicare Advantage?

Original Medicare (Parts A & B) is run by the federal government and covers hospital and medical services.

Medicare Advantage (Part C) is offered by private insurers and often includes extra benefits like dental, vision, and prescription drug coverage. We can help you understand which one fits your needs and budget.

Are your Medicare seminars really free?

Yes! Our seminars are 100% free and educational—no sales pitches, just clear information to help you make informed decisions about Medicare.

What if I already have a Medicare plan but want to review it?

We’re happy to help. Even if you're already enrolled, we can review your current plan to make sure it still meets your needs—especially if your health, medications, or budget have changed.

Do you also offer life and health insurance?

Yes. In addition to Medicare, we offer life insurance (term, whole, and final expense) and individual health insurance. We’ll help you build a full coverage strategy tailored to your stage of life.

Is there a fee to work with your agency?

Nope—our services are completely free to you. We’re compensated by the insurance carriers when you enroll, but our priority is always finding what’s best for you.